The advantages of artificial intelligence and its risks. Right now, the battle is over who will control it and how.

In today's digital era, there's a significant buzz around artificial intelligence. From smartphones to smart cars, AI is everywhere, revolutionizing industries, enhancing functionality, and making life simpler. However, despite its advantages, AI has a less-spoken darker side that raises eyebrows and is often the subject of concern. The advantages of AI are undeniable. It's optimized various sectors by increasing efficiency, reducing error, and facilitating innovation. In healthcare, AI performs precise diagnoses while preventing human error. In customer service, AI chatbots provide immediate responses, enhancing customer experiences. It even permeates everyday life, with AI-driven applications like Siri and Alexa making it easier to organize our lives. These beneficial influences are difficult to disregard, making AI a prominent facilitator of the modern world. Balancing these benefits has several significant disadvantages that can cause unease. The primary concern is job losses, with AI potentially replacing human roles in various industries. There's also an ethical dilemma surrounding AI, with issues like privacy invasion and data misuse, thanks to highly strategic, AI-driven targeted marketing strategies. These challenges blur the line between utility and exploitation. Perhaps the most concerning downside is the potential for sophisticated AI to surpass human intelligence, posing an unprecedented threat. Understanding the dual nature of AI, both its benefits and its threats, is critical. This knowledge allows us to navigate AI's pathway responsibly and advantageously. Businesses, governments, and individuals need to consciously engage with AI, leveraging its advantages while being proactive about managing its disadvantages. Large corporations should develop AI technology with an ethical framework to minimize risks. Governments should implement stringent regulations to ensure that AI is used for collective advancement rather than unfair exploitation. With these solutions in mind, we can ensure that AI is not just a progressive technology but also a humane one.  In general, this is the general opinion of most people. My personal concern is that now only chatbots are in reply format. But in time, I'm sure a lot of software companies will be a thing of the past. That is why the big ones in this business strive to control artificial intelligence.

Putting money into an economy that is comparable to Singapore's?

The economy of Singapore, which is considered to be one of the "Four Asian Tigers," is renowned for its honesty.  Have you ever considered making an investment in a Singaporean economy that is both stable and growing at a rapid rate? Have you ever wondered which companies are leading the charge to make Singapore one of the most resilient and trustworthy investment hubs in the world? Discovering strategies to include Singapore stocks in your investment portfolio presents a unique chance for growth and diversification. At a startling rate, Singapore is expanding its population. Singapore's stock market offers a captivating blend of stability, growth, and opportunity. Singapore is recognized as one of the "Four Asian Tigers," and its economy is renowned for its honesty, high levels of innovation, and corporate environment that is efficient. Investing in Singapore can provide you with the opportunity to broaden the scope of your financial portfolio while simultaneously increasing the likelihood of achieving large rewards.  A select few names stand out in a remarkable way among the most successful businesses in Singapore. DBS Group Holding, a tremendously successful financial institution, never ceases to astound investors with its unwavering expansion. There are other potential industries besides the real estate industry with CapitaLand and the telecommunications industry with Singtel. These companies have demonstrated a tremendous potential for consistent earnings while simultaneously retaining robust financial health. These stocks are among the best options for investors seeking to balance safety with substantial returns, as they offer a unique blend of consistent growth and promising profits. Nevertheless, why should you put your money into Singaporean stocks? To begin, the Singapore stock market is well-known for its stringent regulatory environment, which guarantees both openness and fairness. A second point to consider is that Singapore is home to a highly developed and prosperous free-market economy. In conclusion, with regard to dividends, a significant number of Singaporean companies have a tendency to provide a greater dividend yield than their counterparts in other countries, which is an intriguing prospect for investors who are focused on income. 

What I consider to be a dream home

What is the ideal house for me?  Firstly, consider its location.  If possible, it should be on the border with a forest and a river. The sun must shine on it most of the time. Wood should be the material of construction, and it should feature large windows. Of course, there should be external and internal blinds. To become a completely passive house, there must be a minimum 15-kilowatt solar system on the roof or in the yard plus a battery for energy storage. This energy should independently supply all electrical consumers in the house. The house should have a heating and cooling system using a heat pump. The water for the house should be from a well. A direct connection between the well and the home system is required. The house should have at least 2000 square meters of land. In 1,000 square meters, if possible, plant various fruit-bearing trees. Five hundred square meters is enough for vegetables and a small greenhouse. A small home fishpond requires one hundred square meters. You can milk and let two sheep graze at the orchards. There are several hives where honeybees can be found. We keep a few hens to produce eggs. To produce additional food, inject a few logs with mushroom mycelium. Distribute the vegetable garden so that harvesting herbs and spices is also a possibility. You can sell the winter food you've prepared using the majority of the fruit or vegetable harvest and use the proceeds to pay for other necessities. Some items, such as salt or sugar, are beyond your own production capabilities. You incur expenses for clothing or necessities you require. A passive house can reduce your energy costs by up to ninety percent. If such a house is not a dream, then everything else is a luxury and already enters the column of greed.  Perhaps in my fourth book, I describe something similar and give an example of a family that supports itself through self-sufficiency without external employment.

Author Sezgin Ismailov

How the goals are accomplished. Actions to take in specific circumstances

In fact, my whole second book is about that. The focus is on how to prepare ahead of time. How to choose a team. How to act in certain situations. However, the story includes several pages detailing Prince Till's victory in a duel for Princess Nessia. At first glance, it looks like an ordinary fairy tale about a prince and a princess. But if a person can not only read but also understand and assimilate what is written, He can learn from Prince Till's actions. While everyone else is focused on showing off their skills to others and constantly staring at the princess,. They lose concentration. They forget the main task. Prince Till solely concentrates on the challenges at hand. This applies with full force in our daily life. Many people are interested in what others think about his photos on social networks. How many people will like them? What blouse to buy to look good. Where is the best place to take a photo that will grab others' attention? He concentrates on the admiration he receives from others. It doesn't matter if he will do something stupid or dangerous for him. Could these photos eventually have a negative impact on him? Getting more likes is the priority. Goals are in the background. Therefore, it takes much longer to achieve them. If it reaches them at all. I soon discovered that Bill Gates was unhappy with the Internet. I have no idea exactly, but the internet is at least 70% full of nonsense. I looked at the latest study. The Program for International Student Assessment is a test that assesses the functional literacy of students in different countries around the world and their ability to apply knowledge in practice. The results are definitely getting worse. It's because of social media. Yes, I believe that the educational system is already outdated for the time. Indeed, we should optimize it. People should not focus solely on their social media goals. There is nothing rosy in our future. 

Issues pertaining to energy sources

I came across an article in Visual Capitalist.  Fossil fuels account for nearly 90 percent of global carbon dioxide emissions. Energy production does not only lead to carbon emissions. This can cause accidents and air pollution, which hurts human life.  Interestingly, coal produces 820 tons of CO₂ per gigawatt. Petrol produces 720 tons of CO₂ per gigawatt. Natural gas produces 490 tons of CO₂ per gigawatt. Biomass: 78-230 tons of CO₂ per gigawatt. Hydropower: 34 tons of CO₂ per gigawatt. Solar: 5 tons of CO₂ per gigawatt. Wind energy emits 4 tons of CO per gigawatt. Nuclear energy is 3 tons of CO₂ per gigawatt. More interestingly, air pollution and accidents from the extraction and combustion of coal fuels are responsible for about 25 deaths per terawatt-hour, according to Our World in Data.  Of solar, wind, and nuclear, there are only 0.03 deaths per terawatt-hour of electricity. What follows? We have a choice to keep harming ourselves or switch to the safer option for humans as soon as possible. I understand that there is no panacea that can instantly transform everything. But like any normal human being, it is beneficial to do everything in our power to switch to safer energy sources as quickly as possible. In my third book, 'Heir to the Dynasty,' I even stress this in general.

Author Sezgin Ismailov

With the dividend kings, you can increase your money as it moves, works, and grows

Some companies have been paying dividends for over fifty years. This signifies a significant shift in business practices. It's akin to receiving interest from a bank. This is the OnePlus. The other main option is that they also increase in value. If you receive a salary and do not have any loans, the value of your money will increase. Some numbers are accumulating in your account that you cannot spend. As it turns out, you have such an opportunity almost every month. Money is accumulating in your bank account, but is it outpacing inflation? I do not believe it. However, if you invest this excess money in a developing business or company with dividends, you have an opportunity to manage your money. You have the opportunity to make your money work for you. Besides growing, you can also get consistent returns on your money. The companies listed below are proven to grow your money.  American States Water, Dover, Emerson Electric, Genuine Parts,  Northwest Natural, Parker-Hannifin, Procter & Gamble, 3M, Cincinnati Financial, Coca-Cola, Colgate-Palmolive, Johnson & Johnson, Lancaster Colony, Nordson, Hormel Foods, California Water Service, ABM Industries, Commerce Bancshares, Federal Realty Inv. Trust, SJW, Stanley Black & Decker, Stepan Company, H.B. Fuller, Altria Group, Sysco, National Fuel Gas, Kimberly-Clark, Abbott Laboratories, Becton Dickinson, PepsiCo, Target, PPG Industries, ADM, Nucor, Middlesex, Bank of Nova Scotia, Church & Dwight, CIBC, Church & Dwight, Eli Lilly, Exxon Mobil, General Electric, General Mills, Hawaiian Electric, American Electric Power, Union Pacific, Royal Bank of Canada, Avista, MGE Energy, Bank of Montreal, Ingersoll-Rand.

The most interesting thing is that one has a choice of so many companies. These are proven North American companies. In another article, I will write about European and Asian companies.

Money as it moves/works/grows.

Author Sezgin Ismailov

Everything in life is not luck, so let us take a cue from the successful

Everyone interested in investing in stocks, I guess, has at least heard of him. Author of books and "teacher" of the next generations of financiers. Benjamin Graham is one of the most successful professional investors, a researcher of financial markets, and a lecturer at Columbia University. Graham was the first to clearly distinguish investing from speculating. It defines investments as stock market operations carried out based on detailed analysis, from which a satisfactorily high return can be expected at a low level of risk.  Any other way of trading, according to him, is speculative. He has indeed left many materials with which we can gain knowledge. But certainly, his principles are intriguing and qualitatively oriented. Principle No. 1 Always invest within safe limits This is a principle for buying a stock at a significant discount from its intrinsic value, which assumes that, in addition to bringing a high return, it also minimizes risk. This concept is critical for investors to note: value buying can provide significant gains after the market inevitably revalues the stock and raises it to its fair value. It also offers protection against negative outcomes, should the business experience a significant decline. Principle #2 Expect volatility and profit from it Investing in stocks means dealing with volatility. Instead of fleeing the market during turmoil, the smart investor welcomes corrections as a chance to find excellent buying opportunities. Use market corrections to find good deals or take profits when investments become too overvalued. And remember, Graham's philosophy was, first and foremost, to protect capital and then try to grow it. Principle #3 Know what kind of investor you are. Graham advises every investor to know themselves. To illustrate this, he makes a clear distinction between the different groups operating in the stock market: speculators vs. investors. Not all people in the market are investors. Graham believed that it was very important for everyone to determine whether they were an investor or a speculator. The difference is simple: the investor views the stock as part of a business, and the shareholder is the owner of that business, while the speculator views himself as a player in expensive securities with no intrinsic value. Look in the mirror and ask yourself this question. Am I a speculator or an investor? If you feel like an investor, you are likely to stay longer in the stock market. This is due to your belief that the stock market can provide you with a stable income. If you feel like a speculator, you are much more likely to beat the market than an investor. However, life is not without its challenges. As a speculator, you will pay many more fees. Load frequent purchases and sales. The probability of hitting a mine under your feet increases. Everything in life is not luck.

Author Sezgin Ismailov