Friday, October 27, 2023

What are the difficulties in the age of robots?? Indeed, heavy industry is in dire need of it.

Interesting topic. If you ask this in Google Bard or Bing, you will get such words.  In the age of robots, many people are concerned about what will happen to jobs. As robots become more sophisticated and capable, they will be able to automate many tasks that are currently performed by humans. This could lead to widespread job displacement and unemployment. However, there are also many potential benefits of the robot age. Robots could free people from the need to perform tedious and repetitive tasks, allowing us to focus on more creative and meaningful work. They could also help us solve some of the world's biggest challenges, such as climate change and disease. Here are some specific examples of what people could do in the age of robots: Jobs in the creative industries: Robots are unlikely to replace human creativity, so there will still be a need for artists, writers, musicians, and other creative professionals. Written like the best secretary. Whether we want it or not, it will happen or is already happening. I hope they really help people. When they become available, especially for domestic helpers, I am sure that the demand will be the greatest. Then it will be fashionable to go to the park with him. Won't that limit pet viewing? As far as I know, people's psyches and everything else will be secondary. God forbid the newborns. Yes, heavy industry really needs it. But are governments ready in the age of misunderstanding? Examples include religious discrimination, racial discrimination, and the power struggle to allocate a fair share for the human needs of the unemployed. The question remains open. Every evil is for good. But there is another side to the coin.


Friday, October 20, 2023

Companies that are good for investing in India

India is a land of opportunity due to several factors. The country has a growing economy, with a gross domestic product (GDP) that is expected to reach $5 trillion by 2025. Additionally, India has a young population, with more than 60% of the population below the age of 35.  As it turns out, it won't be for a year. Should we make adjustments? Most intriguingly, I anticipate the emergence of zombie companies.  By 2025, we expect the country's growing middle class to reach 500 million members. This middle class is increasingly spending on discretionary items such as travel and education. Finally, the investment climate in India is favorable, with several tax and regulatory reforms making it an attractive destination for businesses and investors.  India is one of the fastest-growing economies in the world, and its stock market reflects this growth. There are many great companies to invest in in India, but some of the most popular include:

Reliance Industries (RELIANCE): Reliance is India's largest private company, with interests in oil and gas, petrochemicals, retail, and telecommunications. It is one of the country's most profitable companies, and its stock has performed well over time.

Tata Consultancy Services (TCS): TCS is India's largest IT services company and one of the largest in the world. It is well-managed and has a strong track record of growth.

Infosys (INFY): Infosys is another leading Indian IT services company. It is similar to TCS in terms of size, growth, and profitability.

HDFC Bank (HDFCBANK): HDFC Bank is India's largest private sector bank. It is well-managed and has a strong track record of growth.

Hindustan Unilever (HINDUNILVR): Hindustan Unilever is a subsidiary of global consumer goods giant Unilever. It is India's largest consumer goods company, and its products are well-known and trusted by Indian consumers.

Other excellent companies to invest in in India include

  • Bajaj Finance (BAJFINANCE)
  • ICICI Bank (ICICIBANK)
  • Kotak Mahindra Bank (KOTAKBANK)
  • Larsen & Toubro (LT)
  • HDFC Life Insurance (HDFCLIFE)
  • SBI Life Insurance (SBILIFE)
  • ITC (ITC)
  • HCL Technologies (HCLTECH)
  • Wipro (WIPRO)
  • Bharti Airtel (BHARTIARTL)
  • Jio Platforms (JIO)
  • Nykaa (NYKAA)

These companies are all leaders in their respective industries, and they have a strong track record of growth and profitability. They are also well-managed and have strong corporate governance.

It is important to note that no investment is guaranteed, and there is always the risk of loss. However, by investing in reputable companies with a strong track record, you can increase your chances of success.

Please note that this is not financial advice, and you should always do your research before making any investment decisions.

Friday, October 13, 2023

The impact of interest rates

If interest rates go up, the cost of borrowing money will also increase. This increase will impact individuals who have variable-rate loans, as well as businesses that borrow money for expansion or other purposes. The higher cost of borrowing could lead to less spending and a slower economy. Investments that pay fixed rates of interest, such as bonds, will decrease in value when interest rates rise. This is because investors can get a higher rate of return by investing in other assets, such as stocks.  An increase in interest rates will cause the value of the dollar to rise. This increase is because investors will want to put their money in assets that will earn a higher return, and the dollar is considered a safe investment.  An increase in interest rates will lead to higher inflation. This is because businesses will pass on the higher cost of borrowing to consumers in the form of higher prices.  A rise in interest rates will cause the economy to slow down. This is because businesses will invest less and consumers will spend less. The problem is how long this will last. As it turns out, it won't be for a year. Should we make adjustments? Most interestingly, I expect zombie companies to emerge. Now is the time to see which companies will move forward. Which commodity is valuable to people? These companies have a future. It is worth investing more in them. This is especially true if they continue to pay an inflation-adjusted dividend.

Friday, October 6, 2023

Answer the questions as quickly as possible

One of the best tests for a person is to measure their intelligence. I believe that a person cannot possess gifts in all areas. But it should definitely be able to answer certain questions roughly accurately. Our whole everyday life is connected with questions and answers. Every morning we wake up with the thought of being good and successful. We set ourselves tasks to complete, and at the end of the day, we take stock of whether the day was a success or a failure. If there is a task, there must be a solution. If there is a question, there must be an answer. Occasionally we look for answers and can't find them. Where we fail. But one can always build themselves up by learning. Particularly, one should focus on what piques their interest. Below, I will write you the shortest IQ test. At least that's what they call it. It consists of three questions.

1. A bat and a ball cost a total of £1.10. The bat cost £1 more than the ball. How much is the ball worth?

2. If 5 machines take 5 minutes to make 5 parts, how long does it take 100 machines to make 100 parts?

3. There is a leaf in the middle of a lake. Every day the leaf doubles in size. It will take him 48 days to cover the entire lake. Then how many days will it take him to cover half the lake?

The idea is to answer the questions in as little time as possible. Just try to answer the questions and then search for the answers. I know that on the Internet everyone can always find the answers to many things, but the idea is for you to think correctly. It's important to tackle tasks that may appear straightforward, but in reality, they demand a deeper level of thought. Good luck with the tasks. If you really succeed, then you can make a plan for your next goal. If you fail, but you've found the answers online, it's not a failure. It shows you have the courage to seek out solutions. I guess that's how you can also find solutions to your problems

Author Sezgin Ismailov


Friday, September 29, 2023

The great books are now freely available in audio format

Welcome to Project Gutenberg Project Gutenberg is a library of over 70,000 free ebooks. Choose from free EPUB and Kindle ebooks; download or read online. Here you'll find great world literature with an emphasis on older works that have expired in the US. Thousands of volunteers digitized and painstakingly edited the eBooks for your enjoyment. The largest digital library in the world received an exceptionally large-scale upgrade - Project Gutenberg. 5,000 of its titles are already available as audiobooks - and completely free of charge. There are no fees or registration requirements! Everything from Project Gutenberg is free and completely free for readers. That if not wealth. With just a few clicks, you can enjoy the most read books by listening. Of course, this is the future. Many people now like to listen instead of reading. Especially the young have no time for social networks. They need to see who has done something stupid or who has photographed themselves artistically. But they may in time also start listening to audiobooks. However, it's important to remember that books are an individual's greatest ally. Books serve as the most valuable advisors to mankind. History archive. Error corrector. Now more and more people must have access to the works of the great writers. Especially people with less purchasing power.

You can get there with this link.    -      https://www.gutenberg.org/

Happy reading or listening.
Author Sezgin Ismailov


Friday, September 22, 2023

It is a rule for all investors: follow the money. Does spending my money there make sense?

 Many people really follow the big players where they invest. They think that if the big players invest, it must be a good decision. The major players closely monitor the company's revenue. They are looking to take advantage of the dividend Then they can part with at least half of their investment in this company. It is more important to monitor what people like and what they spend their money on. Those companies that offer a good product have at least a few years in advance to have competition or to produce a good product themselves. But when we look at our daily lives, what we spend money on is very important. Look in the store; which product runs out the fastest? Which thing is most important to us, and we constantly give our money for it? Who is the manufacturer, and what is the most important question for you? Is it worth investing my money there so that even if I buy a product from this manufacturer, it will return to me as a dividend? This is not to be ignored. At least that's what I think. Whether the utility company or the Internet provider. Whether the local store.  The idea is to answer the questions in as little time as possible. Just try to answer the questions and then search for the answers.  They determine the quality and demand for their goods.  When there are many buyers for a commodity, its price rises. Or vice versa. Is it worth buying a stock that will take more than twenty years to return your investment? It's not just about her fame. Don't allow yourself to have some inadequate manager during this period and drown at the end of the river.

Author Sezgin Ismailov

Sunday, September 17, 2023

Alternatives to get rich - Risk wins, Risk loses.

Yesterday I came across a graphic of a visual capitalist. Could you please let me know how long it typically takes for money to double in various investments? For a period of nearly 100 years, it is truly impressive. Real estate is the worst. But 4.4 percent is something compared to nothing. A hundred dollars invested in a property after a hundred years becomes over 5,000 dollars, which is great, though. Gold (6.48 percent) is better. Corporate bonds are extremely excellent, at 6.96 percent. But investing in the S&P 500 brings a yield of nearly 11.51 percent. This return is phenomenal. This means that every six and a half years, your money doubles. But let's not forget that if you hit the initial public offering of a company that has a future and a good product,. It can make you a several-thousand-dollar millionaire in no time.  But recognizing such a company in times of huge competition is like hitting the lottery numbers. But occasionally the risk is worth it with a company with patents. But whatever you invest in brings dividends. Occasionally there is disappointment. Consider investing in a property in an area that is experiencing a decline in value. When the market is calm, gold does not grow, and you are waiting for a crisis. You come across a company that has appointed a bad manager, and the excellent company declares bankruptcy because of this bad management. Risk wins, risk loses. There is no reward without risk. But let's not forget that the thing that can make us very rich is something like an idea. Your creation is the key to your wealth. You can always sell the idea, but at least try to draw it or make a prototype.

Author Sezgin Ismailov

While they envy you, rejoice. When they start to pity you, woe to you!

 Have you ever heard a saying so true it stings a little? An ancient saying goes: "While they envy you, rejoice. When they start to pit...