The great books are now freely available in audio format

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Happy reading or listening.

Author Sezgin Ismailov

Follow the money - a rule for every investor. Is it worth investing my money there

 Many people really follow the big players where they invest. They think that when they buy it is right and important. The big players keep an eye on the company's revenue. They are looking to take advantage of the dividend Then they can part with at least half of their investment in this company. It is more important to monitor what people like and what they spend their money on. Those companies that offer a good product have at least a few years in advance to have competition or to produce a good product themselves. But when we look at our daily lives, what we spend money on is very important. Look in the store which product runs out the fastest. Which thing is most important to us and we constantly give our money for it. Then who is the manufacturer and you can get to the important question for you. Is it worth investing my money there, so that even if I buy a product from this manufacturer, it will return to me as a dividend? This is not to be ignored. At least that's what I think. Whether the utility company or the Internet provider. Whether the local store. The idea is to answer the questions in as little time as possible. Just try to answer the questions and then search for the answers.. They are the factor, whether their goods are good and whether they will be bought. When there are many buyers for a commodity, its price rises. Or vice versa. But is it worth buying a stock that will return the money after more than twenty years? Just because she's famous. Don't allow yourself to have some bad manager during this period and drown at the end of the river.

Author Sezgin Ismailov

Alternatives to get rich - Risk wins, Risk loses.

Yesterday I came across a graphic of a visual capitalist. How long does it take for money to double in different investments. For a period of nearly 100 years, it is truly impressive. Real estate is the worst. But 4.4 percent is something compared to nothing. A hundred dollars invested in a property after a hundred years becomes over 5,000 dollars is great, though. Gold 6.48 percent is better. Corporate bonds are very, very good at 6.96 percent. But Investing in the S&P 500 brings a yield of nearly 11.51 percent. This is phenomenal. This means that every 6 and a half years your money doubles. But let's not forget that if you hit the Initial Public Offering of a company that has a future and a good product. It can make you a several thousand dollar millionaire in no time. But recognizing such a company in times of huge competition is like hitting the lotto numbers. But sometimes the risk is worth it with a company with patents. But whatever you invest in brings dividends. Sometimes there is disappointment. For example, investing in a property in an area that is de-icing. When the market is calm, gold does not grow and you are waiting for a crisis. You come across a company that has appointed a bad manager and the very good company declares bankruptcy because of this bad management. Risk wins, Risk loses. But there is no alternative without risk. But let's not forget that the most that can make us very rich is something like an idea. Something you created and that is your ticket to your wealth. You can always sell the idea, but at least try to draw it or make a prototype.

Author Sezgin Ismailov

Top 10 reasons to invest in Australian shares

 The Australian share market has outperformed most other developed markets over the past decade. This is due to a number of factors, including the strong performance of the Australian economy and the fact that Australia has avoided the major economic crises that have affected other developed economies. 2. Australian shares offer good value compared to other global markets. This is because Australian shares are relatively undervalued compared to other global markets. 3. Australian shares are less risky than some other global markets. This is because the Australian share market is less exposed to global economic and political risks than some other markets. 4. The Australian share market is highly diversified. This means that there are a large number of different companies listed on the Australian stock exchange, which reduces the risk of investing in the Australian share market. 5. Australia has a strong regulatory regime for listed companies. This means that companies listed on the Australian stock exchange are subject to strict regulation, which helps to protect investors. 6. Australia has a AAA credit rating. This means that Australia is considered to be a very safe place to invest, as it is unlikely that the Australian government will default on its debt. 7. Australia has a strong economy. This is due to a number of factors, including a strong export sector, a diversified economy, and low unemployment. 8. Australia has a stable political environment. This means that there is little risk of political instability in Australia, which makes it a safe place to invest. 9. Australia is a member of the G20. This means that Australia is considered to be a major global economy, and is therefore an attractive place to invest. 10. Australia has a well-developed financial system. This means that there is a deep and liquid capital market in Australia, which makes it easy for investors to buy and sell shares.

10 High-Dividend Stocks

• Woodside Energy Group Ltd (WDS) ...
• Australian Finance Group Ltd (AFG) ...
• Whitehaven Coal Ltd (WHC) ...
• GR Engineering Services Ltd (GNG) ...
• Fortescue Metals Group Ltd (FMG) ...
• Cromwell Property Group Ltd (CMW) ...
• BHP Group Ltd (BHP) ...
• New Hope Corp Ltd (NHC)

Zimplats Holdings Ltd (ZIM)

Nothing personal just thinking out loud.

 Soon I came across many articles against the big companies and especially against the Chinese state. How they pollute the air and harm humanity. I have nothing against the free writing of people or journalists. But are they correct in their conclusions? Let's assume that every product produced by a large company is bought by the common man. Shouldn't we pay a little attention to our own actions? Everyone goes and buys a product, for example, a phone, that is made in China. Regardless of whether it is from the company from America or Europe. Is it just a phone? For example, I know people who spit on rich companies. It is determined by their actions when they replace their TV, that it was from a few years ago, and he wants to have the latest model. Another sees that they are advertising the latest model fridge but its design is nicer and decides to renew it even if it is a payoff but he needs to be able to take a picture for social media in front of a good-looking fridge full of products. Everyone is on social networks and it does not occur to him that this software to support so many people needs more and more hardware that needs electricity. Everyone is trying to buy a new t-shirt so that people who look at his profile can say that he is chic. At the moment, there is such a euphoria in the world about the mania to own electronic money that does not stop, what resources are needed for this. They campaign in the financial media about how important it is for the future, but they don't think about the consequences. Do you think that large corporations would produce a product that is NOT in demand? If there are no buyers they will definitely reduce their production. If all other countries did not demand goods from China, would they produce them? At the moment, the situation is such that if China only closes its borders for six months, not for people but for goods that the rest of the world needs, I have no idea what could happen. Don't think China is making any toys for thrift stores. From the iPhone to the medicines of the needy. In recent years, nearly 80 percent of photovoltaic panels and wind turbines. But when they become rich through their labor, they are the bad guys. In recent years, I have witnessed the politics of American presidents. They are not giving American citizens a better life, but they are struggling to slow down the Chinese economy so that it does not become the number one economy. A simple example is that they put customs duties on goods and so on, the average person simply pays more for the product. I think everyone should think about what they can contribute and not blame others for their own mistakes. For example, I don't have a smartphone yet. To use my laptop, but only for work, to write, or to quickly visit the post office. Visit Meta or LinkedIn weekly. I can't deny that every day I visit at least one financial site to get an idea of what I should invest in. Everyone is right for himself, whatever he says, but our actions must be in the right direction to protect the planet.

Author Sezgin Ismailov

Is the holiday in Turkish Riviera Antalya worth it?

I am visiting Anatalia for the first time.The plane ride took us three hours.We were met from the airport. Of course we had paid ultra inclusive. Upon arrival, we were offered to visit the restaurant to eat. In truth, the restaurant in the hotel was open until 24 hours. After we were accommodated, we toured the complex. Since it was late, we sat at the bar, which was open 24 hours. The hotel itself had several bars, a disco and a restaurant next to the beach. When you are at the beach during the day, you can use this restaurant which is next to the beach and you don't have to go to the hotel itself. I noticed security on the beach, inside the hotel yard and at the entrance itself. It was also twenty-four hours. Food in restaurants is plentiful. It gave me the impression that the alcohol was  legal. I thought that if I ordered a twelve year whiskey I would be served something worse. But since I only use one, they really served me what I needed. During the day, they do various activities for the guests in the pool or around it. There are entertainers for small children as well.I liked the performances that they had every night in the summer theater the most. In a word, have fun and don't think about it. You can order drinks everywhere and they always serve you just by waving to the staff. The most interesting thing is that I did not visit their Cafe because it was a Starbucks. There was definitely always a queue and the drinks were at the hotel's expense. In front of the hotel there are several offices for excursions. You want rafting, they take you and drive. If you want an excursion to explore the surroundings up to a hundred kilometers, no problem. But this is additionally paid. I don't want to advertise only this hotel. But I think that's how most of them work. Therefore, many people continue to visit these hotels near Antalya. I had never been in a warmer sea before. Everywhere you need a towel when you go out. The water was actually clean. It's hard to swim underwater. The salt water itself lifts you to the surface. In the city of Antalya, except for the old city, there are no more houses.Only four-five-story buildings of modern construction. I hope that they will not replace the old city and the breath of the old that has been in this city for 2-3 thousand years will disappear. There are really many historical places in the area. I also liked their steep high and somewhat snow-white mountains. The aquarium and museums are worth a visit. But I didn't have the opportunity for everything. The rating I can give for service and everything else is the highest possible. Whether I got lucky or it really is like that, the evidence is that many people return there, it is a fact. If you have not vacationed in Antalya, I can only recommend it.

Author Sezgin Ismailov

Not everyone can win, there must be losers.

Investing in a utility company can provide a steady stream of income. Utility companies are generally regulated, which can provide some stability and predictability for investors. Utility companies often have strong balance sheets and generate a lot of cash flow, which can make them attractive investments. Utility companies can be a good way to diversify a portfolio. There are many different types of utility companies, so investors can find one that fits their investment goals. But in reality, their incomes are known. Accept yourself as a regular payer. Assume that your neighbor is also a payer. Thus, all users of their services are payers. The company itself has the income and can afford the dividend. Another thing is that the stock market has a crisis. The company will always have these customers. Or something like a plague to wipe people out. Realistically speaking, you don't expect a sharp rise in the share price. But you can always expect it to drip a little. For me, it is mandatory for an investor to have at least one utility company in their portfolio. This is my opinion. This is not a recommendation to buy at the end of the day everyone has an opinion. Not everyone can win, there must be losers.

Sezgin Ismailov