The great books are now freely available in audio format

Welcome to Project Gutenberg Project Gutenberg is a library of over 70,000 free ebooks. Choose from free EPUB and Kindle ebooks; download or read online. Here you'll find great world literature with an emphasis on older works that have expired in the US. Thousands of volunteers digitized and painstakingly edited the eBooks for your enjoyment. The largest digital library in the world received an exceptionally large-scale upgrade - Project Gutenberg. 5,000 of its titles are already available as audiobooks - and completely free of charge. There are no fees or registration requirements! Everything from Project Gutenberg is free and completely free for readers. That if not wealth. With just a few clicks, you can enjoy the most read books by listening. Of course, this is the future. Many people now like to listen instead of reading. Especially the young have no time for social networks. They need to see who has done something stupid or who has photographed themselves artistically. But they may in time also start listening to audiobooks. However, it's important to remember that books are an individual's greatest ally. Books serve as the most valuable advisors to mankind. History archive. Error corrector. Now more and more people must have access to the works of the great writers. Especially people with less purchasing power.

You can get there with this link.    -      https://www.gutenberg.org/

Happy reading or listening.

Author Sezgin Ismailov

It is a rule for all investors: follow the money. Does spending my money there make sense?

 Many people really follow the big players where they invest. They think that if the big players invest, it must be a good decision. The major players closely monitor the company's revenue. They are looking to take advantage of the dividend Then they can part with at least half of their investment in this company. It is more important to monitor what people like and what they spend their money on. Those companies that offer a good product have at least a few years in advance to have competition or to produce a good product themselves. But when we look at our daily lives, what we spend money on is very important. Look in the store; which product runs out the fastest? Which thing is most important to us, and we constantly give our money for it? Who is the manufacturer, and what is the most important question for you? Is it worth investing my money there so that even if I buy a product from this manufacturer, it will return to me as a dividend? This is not to be ignored. At least that's what I think. Whether the utility company or the Internet provider. Whether the local store.  The idea is to answer the questions in as little time as possible. Just try to answer the questions and then search for the answers.  They determine the quality and demand for their goods.  When there are many buyers for a commodity, its price rises. Or vice versa. Is it worth buying a stock that will take more than twenty years to return your investment? It's not just about her fame. Don't allow yourself to have some inadequate manager during this period and drown at the end of the river.

Author Sezgin Ismailov

Alternatives to get rich - Risk wins, Risk loses.

Yesterday I came across a graphic of a visual capitalist. Could you please let me know how long it typically takes for money to double in various investments? For a period of nearly 100 years, it is truly impressive. Real estate is the worst. But 4.4 percent is something compared to nothing. A hundred dollars invested in a property after a hundred years becomes over 5,000 dollars, which is great, though. Gold (6.48 percent) is better. Corporate bonds are extremely excellent, at 6.96 percent. But investing in the S&P 500 brings a yield of nearly 11.51 percent. This return is phenomenal. This means that every six and a half years, your money doubles. But let's not forget that if you hit the initial public offering of a company that has a future and a good product,. It can make you a several-thousand-dollar millionaire in no time.  But recognizing such a company in times of huge competition is like hitting the lottery numbers. But occasionally the risk is worth it with a company with patents. But whatever you invest in brings dividends. Occasionally there is disappointment. Consider investing in a property in an area that is experiencing a decline in value. When the market is calm, gold does not grow, and you are waiting for a crisis. You come across a company that has appointed a bad manager, and the excellent company declares bankruptcy because of this bad management. Risk wins, risk loses. There is no reward without risk. But let's not forget that the thing that can make us very rich is something like an idea. Your creation is the key to your wealth. You can always sell the idea, but at least try to draw it or make a prototype.

Author Sezgin Ismailov

Top 10 reasons to invest in Australian shares

 The Australian share market has outperformed most other developed markets over the past decade. This is due to a number of factors, including the strong performance of the Australian economy and the fact that Australia has avoided the major economic crises that have affected other developed economies. 2. Australian shares offer good value compared to other global markets. This is because Australian shares are relatively undervalued compared to other global markets. 3. Australian shares are less risky than some other global markets. This is because the Australian share market is less exposed to global economic and political risks than some other markets. 4. The Australian share market is highly diversified. This means that there are a large number of different companies listed on the Australian stock exchange, which reduces the risk of investing in the Australian share market. 5. Australia has a strong regulatory regime for listed companies. This means that companies listed on the Australian stock exchange are subject to strict regulation, which helps to protect investors. 6. Australia has a AAA credit rating. This means that Australia is considered to be a very safe place to invest, as it is unlikely that the Australian government will default on its debt. 7. Australia has a strong economy. This is due to a number of factors, including a strong export sector, a diversified economy, and low unemployment. 8. Australia has a stable political environment. This means that there is little risk of political instability in Australia, which makes it a safe place to invest. 9. Australia is a member of the G20. This status means that Australia is considered to be a major global economy and is therefore an attractive place to invest. 10. Australia has a well-developed financial system. This means that there is a deep and liquid capital market in Australia, which makes it easy for investors to buy and sell shares.

10 High-Dividend Stocks

• Woodside Energy Group Ltd (WDS) ...
• Australian Finance Group Ltd (AFG) ...
• Whitehaven Coal Ltd (WHC) ...
• GR Engineering Services Ltd (GNG) ...
• Fortescue Metals Group Ltd (FMG) ...
• Cromwell Property Group Ltd (CMW) ...
• BHP Group Ltd (BHP) ...
• New Hope Corp Ltd (NHC)

Zimplats Holdings Ltd (ZIM)

Nothing personal just thinking out loud.

 Soon I came across many articles against the big companies and especially against the Chinese state.  They are responsible for air pollution and harm to humanity.  I have nothing against the free writing of people or journalists. But are they correct in their conclusions? Let's assume that every product produced by a large company is bought by the common man. Shouldn't we pay a little attention to our actions? Everyone purchases a Chinese-made product, such as a phone. This is true regardless of whether the product originates from an American or European company. Is it just a phone? For example, I know people who criticize wealthy corporations. Their actions show they replace their TV every few years because they want the latest model. Another sees that they are advertising the latest model fridge, but its design is nicer, and he decides to renew it even if it is a payoff, but he needs to be able to take a picture for social media in front of a good-looking fridge full of products. He doesn't realize that this software, which supports so many people, needs more hardware that requires electricity. Everyone is trying to buy a new t-shirt so that people who look at his profile can say that he is chic. At the moment, the world is experiencing an unstoppable euphoria over the mania of owning electronic money. What resources are required for this endeavor? They don't consider the consequences, but they campaign in the financial media about its importance. Would large corporations produce a product that is not in demand? If there are no buyers, they will definitely reduce their production. If all other countries stopped demanding goods from China, would they still produce them? I don't know what would happen if China closed its borders for six months, but only for goods that the world needs. Don't think China is making any toys for thrift stores. China produces everything from the iPhone to medicines for the underprivileged. Recently, China has produced nearly 80 percent of photovoltaic panels and wind turbines. However, when individuals become wealthy through their own efforts, they are often criticized. Recently, I have witnessed the politics of American presidents. They are not giving American citizens a better life, but they are struggling to slow down the Chinese economy so that it does not become the number one economy. A simple example is that they put customs duties on goods and so on; the average person simply pays more for the product. I think everyone should think about what they can contribute and not blame others for their mistakes. For example, I don't have a smartphone yet. I only use my laptop for work-related tasks, writing, or quick trips to the post office. Visit Meta or LinkedIn weekly. I can't deny that every day I visit at least one financial site to get an idea of what I should invest in. Everyone is right for himself, whatever he says, but our actions must be in the right direction to protect the planet.

Author Sezgin Ismailov

Is the holiday in Turkish Riviera Antalya worth it?

I am visiting Antalya for the first time. The plane ride took us three hours. We received a welcome at the airport. Of course, we had paid for the ultra-inclusive package. Upon arrival, we were offered to visit the restaurant to eat. The hotel's restaurant was actually open twenty-four hours a day. After we were accommodated, we toured the complex. Since it was late, we sat at the bar, which was open 24 hours. The hotel itself had several bars, a disco, and a restaurant next to the beach. You can eat at this beachside restaurant instead of going to the hotel when you're at the beach during the day. I noticed security on the beach, inside the hotel yard, and at the entrance itself. It was also twenty-four hours. Food in restaurants is plentiful. It gave me the impression that the alcohol was  legal. I thought that if I ordered a twelve-year whiskey, I would be served something worse. However, since I only ordered a single twelve-year whiskey, they provided me with what I needed. During the day, they do various activities for the guests in the pool or around it. There are entertainers for small children as well. I enjoyed the nightly performances at the summer theater the most. In a word, have fun and don't think about it. You can order drinks everywhere, and they always serve you just by waving to the staff. The most intriguing thing is that I did not visit their cafe because it was a Starbucks. There was definitely always a queue, and the drinks were at the hotel's expense. In front of the hotel, there are several offices for excursions. If you're interested in rafting, they can arrange for a vehicle to transport you. If you want an excursion to explore the surroundings up to a hundred kilometers, no problem. But this is additionally paid. I would rather not advertise only this hotel. I believe this is the common practice for most hotels. Therefore, many people continue to visit these hotels near Antalya. I had never been in a warmer sea before. Everywhere, you need a towel when you go out. The water was actually clean. It's difficult to swim underwater. The salt water itself lifts you to the surface. In the city of Antalya, except for the old city, there are no more houses. Only four- or five-story buildings of modern construction remain. I hope that they will not replace the old city, and the breath of the old that has been in this city for 2-3 thousand years will disappear. The area boasts an abundance of historical sites. I also liked their steep, high, and somewhat snow-white mountains. The aquarium and museums are worth a visit. However, I didn't get to experience everything. I rate the service and everything else as excellent. The evidence shows that many people return there, which suggests it's consistently excellent. If you have not vacationed in Antalya, I can only recommend it.

Author Sezgin Ismailov

Not everyone can win, there must be losers.

Investing in a utility company can provide a steady stream of income. Generally regulated, utility companies offer investors some stability and predictability. Utility companies often have strong balance sheets and generate a lot of cash flow, which can make them attractive investments. Utility companies can be a beneficial way to diversify a portfolio. There are many different types of utility companies, so investors can find one that fits their investment goals. But in reality, utility companies' revenues are predictable. Accept yourself as a regular payer. Assume that your neighbor is also a payer. Thus, all users of their services are payers. The company itself has the income and can afford the dividend. Another thing is that the stock market has a crisis. The company will always have these customers. This situation could be compared to a pandemic that wipes out people. Realistically speaking, you don't expect a sharp rise in the share price. But you can always expect it to drip a little. For me, it is mandatory for an investor to have at least one utility company in their portfolio. This is my opinion. This review is not a recommendation to buy; at the end of the day, everyone has an opinion. Not everyone can win; there must be losers.

 Author: Sezgin Ismailov