What are the obligatory questions we should ask ourselves at the end of the year?

“What have I achieved this year?” is extremely important, as it allows us to reflect on and evaluate our achievements over the past year. This is a time when we can celebrate our successes as well as deal with our failures or shortcomings. It is important to be objective and acknowledge our achievements, but we should also set new goals and strive for a better future. “What were the greatest challenges I faced, and how did I overcome them?” Each of us faces specific obstacles—personal or professional. In this paragraph, we should ask ourselves about the moments when we felt the most difficult and how we found the strength to overcome them. Reflecting on how we dealt with these challenges can teach us valuable lessons for the future and give us confidence in our ability to cope with adversity. “How have I grown personally and professionally?” Growth is an important part of our personal and professional development. The process of growth helps us develop skills, knowledge, and experience that help us achieve new achievements and take on new challenges. Personal growth involves the development of our personality, self-confidence, courage, and ability to adapt to change. Professional growth is about acquiring new skills, promoting career development, and achieving a higher professional position. To achieve growth, we must be open to new opportunities, learn from our mistakes, and have a constant pursuit of self-improvement. “Was I happy and fulfilled this year?” Happiness is more than just a feeling of joy and satisfaction. It is also an experience of exciting moments, achievements, and connections with people who enrich my life. And despite the challenges and unrest that the year has brought us, can I confidently say that I was happy and fulfilled this year? “How did my relationships with family, friends, and colleagues develop?” My relationships with family, friends, and colleagues go through different stages and change over time. In a family, it is important to be close and support each other. Over the years, despite the distances and workload, we manage to maintain good communication and see each other regularly. Friendships that develop through shared interests and support in difficult times are also important. At work, it is important to be responsible and committed to the team. Through open dialogue and cooperation, we manage to maintain good relations with colleagues. “Are there things we would have done differently?” Why do we regret the moments when we did not act differently? Don’t these moments provide opportunities to change our lives, to do something better? When we look back on time, do we realize that we had the chance to do things better, but we did not use it? How can we use these moments of regret as lessons to avoid repeating the same mistakes and strive for better decisions in the future? “Did I achieve my goals for the year, and what are my goals for next year?” When considering our goals for the past year, it is important to ask ourselves two key questions: “Did I achieve the goals I set for myself this year?” and “What are my goals for next year?” This process of introspection helps us evaluate our achievements and set new goals. It allows for self-assessment and planning, which is essential for continued personal and professional growth. Setting realistic and measurable goals for the coming year can be extremely motivating and focus our efforts. “How is my physical and mental health this year?” This question covers not only our physical condition, but also our mental well-being. It makes us think about our habits—nutrition, exercise, sleep, and stress management. Understanding these factors is key to maintaining good health and can motivate us to make positive changes in the future. “What new skills or knowledge did I acquire?” Many people ask themselves the question, “What new skills or knowledge did I acquire this year?” This question is important for self-reflection and personal development. It helps us realize how much we have developed, whether through professional development, hobbies, or personal skills. Reflecting on the learning and experiences we have gained is key to fostering our continued growth and development. “Have I maintained a good balance between work, leisure, and personal interests?” Many people wonder if they have maintained a good balance between work, leisure, and personal interests throughout the year. This question is key to ensuring a harmonious and healthy lifestyle. Finding the right balance can be challenging, but it is important for our physical and mental well-being. Reflecting on how we have balanced the different aspects of our lives can help us make adjustments and improve the quality of our lives in the future. Lao Tzu has given many answers to our questions. If you feel depressed, you are probably living too much in the past. Because when we are in a negative mood and cannot get rid of sadness or disappointment, we often think about past events that have hurt us or caused us pain. If you feel anxious, you are living in the future. This means that your attention and thoughts are focused on events and situations that have not yet happened. If you are at peace, then you are living in the present. In peace, we find peace and harmony, which allow us to enjoy life in the moment.

Every person should ask themselves the most important question, namely, how they can save more money for their future.

This is the simplest method of compound interest. I suppose there are many books on the subject, and all I am doing is expressing my personal opinion. The most important question that every person should ask themselves is, how can they grow their money? Investing in profitable stocks is key. Please determine how to identify those stocks. There are a few different ways to do this. But my strategy is to just keep going down that path. My first goal is to get fifty percent of the portfolio to make it healthier and safer. Finding the company within the Global 2000 is the first step in the process. Being in the Fortune 500 is the second phase in the process. The third step is to ensure that the company is consistently ranked among the 30 most valuable businesses in the country in which it is incorporated. At a minimum, the company should be ranked among the top brands in the nation in which it is incorporated.  The third requirement is the fourth need. In other words, it indicates that people believe in the company's products or services. I undertake to check whether the revenue over the past five years has increased by at least five percent per year. This leads me to the fifth point. As a sixth point, I need to make sure that in addition to increasing sales, it also increases profits. This is because it is not good if they do not increase. Seventh, the total number of liabilities should be determined, as well as the revenues and profits that are sufficient to cover these liabilities. Is there financing available at the moment? This is a factor that contributes to the competent management of the company and the readiness of the company to deal with different situations. The ninth factor that can enhance the company's development is its patent portfolio. What connections does it have with training centers, and how much does it allocate for new developments? How many investment funds from around the world are now invested in this company? The company has at least five significant investors, including BlackRock, Vanguard, Schroders, Alliance, the Norwegian State Pension Fund, the Government of Singapore Investment Corporation, and other prominent industry players.  And finally, the management itself makes purchases from its enterprises. They believe in their efforts and see the development that the organization is making. In twelfth place, the corporation is an important player in the nation in which it operates, and the authorities will help it in specific situations. Thirteenth, a significant number of the largest corporations use government subsidies, which is a component of their business decisions. Therefore, they will be important. Another consideration is the fact that you use their services or buy their products, which brings us to the fourteenth point. Therefore, you trust this company and are satisfied with the items or services it provides. Fifteenth, does the corporation have a stock buyback program?  This process leads to a decrease in the total number of shares, which allows them to increase their share price. Sixteenth, has it distributed dividends in the last five years? It is recommended to do so annually, with a slight increase compared to the previous year. If not, this is not good. If you own stocks that do not pay dividends, is it still worth owning them? In my opinion, it is not worth it. What is it like to see something on the screen without being able to see it in another form? When you receive a small reward for your investment, it is a different experience that brings both joy and excitement. Seventeenth, if you believe that this product or service is not threatened in the future, you cannot continue to live without it or it is not simply transitional/becoming obsolete compared to new technologies or polluting the planet/is it worth investing in. You may want to use the advice for your entire portfolio; however, it's a good idea to consider emerging companies that will generate a new product and have the opportunity to establish themselves over time. Let me just point out one thing. Rarely do businesses have rapid growth that is accompanied by very significant percentages. Nothing else requires a continuous investment of time and effort. Someone once said, "Drop by drop, a pond expands." 

                                     

Author Sezgin Ismailov